How to Apply for a Credit Card
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How to Apply for a Credit Card Online in India? 06 Simple Steps, Eligibility

How to Apply for a Credit Card Online in India?

The demand of credit card in the Indian market is growing rapidly. If you want to buy something & you have no money in your bank account or in hand, at this time, you need a credit card. You can easily pay amount with the help of credit card. Credit cards are hand out by banks and financial institutions allowing the user to make purchases and pay for various services by borrowing money from them.

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Credit card also offers you benefits in the form of rewards, cashbacks, interest free period & much more. There are some leading banks have launched lots of credit card options for the customers that having different features & benefits linked to them. The most popular ones are shopping credit cards, fuel credit cards, entertainment credit cards, premium credit cards etc.

Due to the huge demand for credit cards in the market, banks and financial institutions have made credit card application quite easy for the customers. You can apply for credit cards both online and offline mode.

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06 Simple Steps to Apply for a Credit Card

Here are the simple steps of how to apply for a credit card Online that has mentioned below.

  • Go to official website of Bank that you want credit card
  • Check the credit offers by the bank
  • Compare the each card with other by the use of comparison tool
  • Select the credit card i.e. the right one for you & hit the apply button
  • Fill the essential details & upload all the necessary documents
  • Submit the fill application form

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Credit Card Eligibility:

If you want to make the credit card, then you must check the eligibility criteria details before applying it. Here is the following eligibility criterion that has given below.

  • Nationality: You should be the citizen of India or a non-resident Indian (NRI)
  • Age: Your Age should be at least 18 years old. In some cases, the minimum age to apply for a credit card is 21 years.
  • Employment Status: You have to either be salaried or self-employed or have a steady source of income.
  • Income: Most of the banks will require you to meet the minimum income requirement before the approve your card application
  • Credit Score: A good CIBIL score, with no history if default goes a long way in making sure that your credit card application is approved.

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Here these are simple steps that you can learn that how to apply the credit card online. You should have to follow some eligibility criteria by applying the credit card online. The demand of credit card has grown rapidly in few years. You can do online shopping when you have no cash. You can get benefits from credit card such as cashback, reward points, offers etc. from it.

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